Menu

UNITED FINANCIAL INVESTMENTS Financial

Trading Information in the Regular Market

2021 2020 2019
Par Value/Share (JD) 1.00 1.00 1.00
Closing Price (JD) 0.97 0.59 0.50
Value Traded (JD) 1,964,885 1,823,625 2,162,412
No. of Shares Traded 3,006,956 3,343,368 4,218,773
No. of Transactions 546 1,299 3,470
No. of Subscribed Shares 8,000,000 8,000,000 8,000,000
Market Capitalization (JD) 7,760,000 4,720,000 4,000,000
Fiscal Year Ended 31/12/2021 31/12/2020 31/12/2019

Assets (JD)

2021 2020 2019
Cash on Hand & at Banks 56,474 281,983 1,886,087
Checks, bills of collection 0 0 0
Other debit balances 209,873 31,631 38,338
Financial Assets at Fair Value Through Profit 3,422,733 4,261,622 4,491,314
Other Current Assets 0 0 0
Total Current Assets 5,410,501 5,946,200 7,318,834
Financial Assets at Fair Value Through Other Comprehensive Income 0 0 0
Real estate investments 0 0 0
Investments in Sister, Subsidiary, Allied companies 0 0 0
Fixed Assets, Net 339,797 350,351 361,345
Other Assets 4,444,546 4,469,579 3,950,486
Total non-current assets 4,784,343 4,819,930 4,311,831
Total Assets 10,194,844 10,766,130 11,630,665

Liabilities (JD)

2021 2020 2019
Payables to related parties 183,392 34,834 2,290
Credit Banks 757,330 13,215 340,917
Short Term Loans 120,000 120,000 0
Other Current Liabilities 494,121 111,190 128,591
Total Current Liabilities 2,223,677 1,553,832 2,330,824
Long Term Loans & Notes Payable 270,000 390,000 0
Corporate Bonds 0 0 0
Other Liabilities 130,192 294,577 269,413
Total Liabilities 2,623,869 2,238,409 2,600,237

Shareholders Equity (JD)

2021 2020 2019
Authorized Capital 8,000,000 8,000,000 8,000,000
Subscribed and Paid-in Capital 8,000,000 8,000,000 8,000,000
Compulsory Reserves 1,690,658 1,690,658 1,690,658
Voluntary Reserve 40,873 40,873 40,873
Other Reserves 0 0 0
Issuance Premium 0 0 0
Issuance Discount 0 0 0
Treasury Stocks 0 0 0
Cash Dividends 0 0 0
Stock Dividends 0 0 0
Accumulated Change in Fair Value -35,505 -35,505 -35,505
Retained Earnings -2,125,051 -1,168,305 -665,598
Total Shareholders Equity 7,570,975 8,527,721 9,030,428
Non-controlling Interest 0 0 0
Total equity 7,570,975 8,527,721 9,030,428
Total Liabilities & Shareholders Equity 10,194,844 10,766,130 11,630,665

Income Statement (JD)

2021 2020 2019
Net brokerage commissions 540,630 280,739 491,621
Administrative and advisory fees 0 0 0
Interest revenues 30,484 18,478 84,095
Gain From Financial Assets at Fair Value Through Profit 0 0 50,168
Gain From Financial Assets at Fair Value Through Other Comprehensive Income 0 0 0
Earnings from differences on assessment of financial assets 0 0 196,774
The company's share of Sister,subsidiary, allied companies 0 0 0
Other Revenues 162,073 171,361 11,973
Total revenues 733,187 470,578 834,631
Realized losses of financial assets 174,342 54,025 0
Unrealized losses from Low assessment of financial assets 394,829 194,518 41,672
General and administrative expenses 892,837 625,592 874,441
Interest expenses 89,647 29,959 4,251
Allowance For Doubtful Accounts -6,774 97,186 165,054
Depreciation (Period) 19,464 33,267 35,827
Other Expenses 0 0 14
Miscellaneous provisions 0 0 0
Total Expenses 1,564,345 1,034,547 1,121,259
Income Before Tax -831,158 -563,969 -286,628
Income Tax 125,588 -61,262 -86,841
Previous income tax 0 0 0
Universities and Research Train Fees 0 0 0
Board of Directors Remuniration 0 0 0
Net Income -956,746 -502,707 -199,787
Non-controlling Interest 0 0 0
Net Income Pertains to Shareholders -956,746 -502,707 -199,787

Cash Flow (JD)

2021 2020 2019
Cash Balance (Beginning) 268,768 1,545,170 1,856,447
Net Cash Flow from (Used in) Operating Activities -806,241 -1,761,695 -387,567
Net Cash Flow from (Used in) Investing Activities 46,264 5,252 80,541
Net Cash Flow from (Used in) Financing Activities -209,647 480,041 -4,251
Cash Balance (Ending) -700,856 268,768 1,545,170

Financial Ratios

2021 2020 2019
Turnover Ratio % 37.590 41.790 52.730
Earning Per Share (JD) -0.120 -0.060 -0.020
Dividend Per Share (JD) 0.000 0.000 0.000
Book Value Per Share (JD) 0.950 1.070 1.130
Price Earnings Ratio (Times) -8.110 -9.390 -20.020
Dividend Yield % 0.000 0.000 0.000
Dividend Per Share to Earning Per Share % 0.000 0.000 0.000
Price to Book Value (Times) 1.020 0.550 0.440
Margin Before Interest and Tax % -101.140 -113.480 -33.830
Profit Margin % -130.490 -106.830 -23.940
Return On Assets % -9.380 -4.670 -1.720
Return On Equity % -12.640 -5.890 -2.210
Debt Ratio % 25.740 20.790 22.360
Equity Ratio % 74.260 79.210 77.640
Interest Coverage Ratio (Times) -8.270 -17.820 -66.430
Total Assets Turnover (Times) 0.070 0.040 0.070
Financial Assets Turnover (Times) 0.210 0.110 0.190
Working Capital Turnover (Times) 0.230 0.110 0.170
Current Ratio (Times) 2.430 3.830 3.140
Working Capital (JD) 3,186,824.000 4,392,368.000 4,988,010.000